Post-9/11 GI Bill vs. Montgomery GI Bill for Active Duty (MGIB-AD)

If you are eligible for the Post-9/11 GI Bill and the Montgomery GI Bill for Active Duty (MGIB-AD), you are only entitled to the benefits from one of the programs. Here's a comparison of both programs to help you choose which one is best for you.

  Post-9/11 GI Bill Montgomery GI Bill for Active Duty
Pay Reduction None $100 a month during first 12 months of service
Types of Education Courses at a degree-granting college, courses used for transitioning from MGIB-AD, and select non-degree programs which can be found at the Department of Veteran Affairs website. Nearly all types of post-high-school education
Additional Funding Provided by Colleges? Yes, through the Yellow Ribbon Program No
Time Limit to Use Benefits 15 years after last discharge or separation 10 years after last discharge or separation
To Whom Are Benefits Paid? Tuition and fees to the college; books, living allowances, and rural benefit to the student Directly to the student

The Montgomery GI Bill is a legacy program, meaning that if you aren't already enrolled in the program, you cannot enroll today. Instead, you are potentially eligible for the Post-9/11 GI Bill. However, if you have been receiving benefits under MGIB-AD, MGIB-SR, or REAP, you can transfer your remaining months of eligibility to the Post-9/11 GI Bill. One thing to remember is that once you transfer from the Montgomery GI Bill to the Post-9/11 GI Bill, you cannot switch back to your original program. You can also choose to use your remaining MGIB-AD eligibility and then elect to receive 12 months of Post-9/11 benefits. Overall, each student may only benefit from these programs for a maximum of 48 months.

Learn more about other aspects of the Post-9/11 GI Bill:

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